Monthly Archive: January 2013

Common Sense Taxes: Maximize Your Tax Refund

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Thus far in this series, I’ve shared my thoughts about whether or not you should pay off your mortgage early and whether you should go for a Roth or a Traditional retirement plan.  Today I’m going to tackle the topic that most of you really care about around this time of year – how to …

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Common Sense Taxes: Which is Better for Retirement – a Roth or Traditional Plan?

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Before I get into this, let me give a small disclaimer.  I am not certified as a retirement planning expert, so my answer comes from a common sense, real-world layman’s perspective.  Now, let’s discuss retirement!  One day in the future, most people want to celebrate a day when they don’t have to go to work …

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Common Sense Taxes: Should You Pay Off Your Mortgage Early?

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Usually around tax time each year I get the question about whether or not it makes sense to pay extra on your mortgage to pay it off early.  There are two sides to the argument: 1) pay it off as fast as you can so you’re out of debt, and 2) don’t miss out on …

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The Truth About Credit Cards – Part Two

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You’re back for more, huh? Yesterday I covered five lies that people believe about credit card usage. I upset some of you, but that’s okay. It’s hard to quit believing something you’ve believed for years. I totally understand that. I just hope I’ve given you something to think about – something to ponder for future …

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The Truth About Credit Cards – Part One

I’m going to make some of you mad.  That’s okay, I’ve done it before. HA!  I’ve long been a proponent of using cash instead of using credit cards.  I’m not very fond of plastic – I really only use my debit card to buy gas and to pay for things online. I don’t even have …

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