If you’ve been around me much, you already know I’m all about a personal budget. You may tell me you have a marriage problem and I’ll tell you to do a personal budget. You may tell me you have problems at work and I’ll tell you to do a personal budget. It is the closest …
Category Archive: Money
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Decision of Buying a Home or Renting for a While
When it comes to deciding whether you are going to buy a home or rent, there are two major schools of thought. The first is that any money spent on rent is money thrown away. The other comes from those who will say you should rent until you can afford to buy (if you ever …
Permanent link to this article: http://www.debtortobetter.com/decision-of-buying-a-home-or-renting-for-a-while/
Emergency Fund Planning and a Simple Emergency Fund Calculator
I want to spend some time talking about the most boring (and maybe the most important) aspect of your financial plan – an emergency fund. Let’s consider a scenario. Your boss walks in and says you’re being laid off. You’ll get two weeks of severance pay and that’s it. What do you do? What will …
Permanent link to this article: http://www.debtortobetter.com/emergency-fund-planning/
Three BIG Reasons Why Credit Card Rewards Aren’t Worth It
There are lots of reasons you’ll hear me share as to why you should avoid credit cards. Nonetheless, I still find die-hard fans out there that hold on to their cards because they claim the credit card rewards and cash back programs are just too good to pass up. Let me give you three reasons …
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Paying for College: Let’s Get Back to Basics
I’m not going to claim to be an expert with financing your higher education and there are people who do this very thing as their only living. That being said, I graduated with all three of my degrees with zero debt. Having received very little financial assistance from my parents, I can share some tips …
Permanent link to this article: http://www.debtortobetter.com/paying-for-college-lets-get-back-to-basics/

Hi! I'm Barry. I'm glad you stopped by and hope you'll enjoy your visit. My goal is to provide practical, real-world solutions to positively impact you where it often matters most – your pocketbook! My approach looks beyond the simple math of personal finance to place the focus on the behavior that drives your financial choices. Follow along and I'll help you get out of debt, save for short- and long-term goals and set good priorities with your money.