While on an airline flight from Charlotte to Phoenix recently, the co-pilot came over the speaker and said he had an exciting offer to share with us. To use his words, our flight had been selected to receive a very exclusive, limited-time offer. Well…Mr. co-pilot, what could this wonderful offer be? Waiting with anxious anticipation …
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Money: The Ultimate Problem Solver?
Normally I try to be encouraging and uplifting (and maybe kick your butt a little) when I write, but today is not that kind of day. Today I need to shoot down your unrealistic dreams for a moment. Why? Mostly because I want us to all be on the same page when I am encouraging …
Permanent link to this article: http://www.debtortobetter.com/money-the-ultimate-problem-solver/
Common Sense Taxes: Buying Something to Use as a Write-Off
The Question Today will be a short post, but an important one. I get asked all the time in various forms about buying something for tax purposes, so let me give you a few examples of the questions I’m asked and my answer: Should I buy that hybrid so I can get the tax credit? …
Permanent link to this article: http://www.debtortobetter.com/buying-something-for-tax-write-off/
Invest or Pay Off Debt: Part Two
A few days ago, I started the discussion on whether you should use extra money to invest or focus on paying down your mortgage. The argument thus far for investing extra money has been that investing is smarter because you will earn more in investment returns than what you’re spending in mortgage interest. To take …
Permanent link to this article: http://www.debtortobetter.com/invest-or-pay-off-debt-part-two/
Invest or Pay Off Debt: Part One
A while back I wrote a post on Retirement Savings vs. Debt Reduction and it prompted some of you to ask me about when it made sense to choose investing (retirement or otherwise) over paying off your mortgage early. Most people agree that getting out of credit card and other “dangerous” types of debt is …
Permanent link to this article: http://www.debtortobetter.com/invest-or-pay-off-debt-part-one/


Hi! I'm Barry. I'm glad you stopped by and hope you'll enjoy your visit. My goal is to provide practical, real-world solutions to positively impact you where it often matters most – your pocketbook! My approach looks beyond the simple math of personal finance to place the focus on the behavior that drives your financial choices. Follow along and I'll help you get out of debt, save for short- and long-term goals and set good priorities with your money.