One thing that constantly amazes me is the frequency with which people argue with my advice of avoiding credit cards altogether. Sometimes it is the argument of “rewards” offered or cash back on purchases. Sometimes it is the “I only use it for emergencies” claim or the “I don’t ever use it, but I keep it…just in …
Category Archive: Money
Permanent link to this article: http://www.debtortobetter.com/if-you-didnt-already-know-this-credit-cards-are-dangerous/
Building Financial Success: Don’t Give Up!
I’ve heard a lot of really tough stories lately about people who have really had a hard time with their finances. They’ve each been hit with an extraordinary burden to bear and it clearly is taking its toll on their well-being. Unfortunately, I know this happens to thousands of people every day. Sometimes it’s the …
Permanent link to this article: http://www.debtortobetter.com/building-financial-success-dont-give-up/
Debt Elimination: Step 5 - Make a Call to Save Serious Cash
This may be the most under-used tip of all that can literally save you thousands of dollars if you apply it. It is easy, fast and works about 60% of the time. Ready? Since this is step 5 in a 5-step process, let’s go back and take a quick glance at each of the steps. …
Permanent link to this article: http://www.debtortobetter.com/debt-elimination-step-5-make-a-call-to-save-serious-cash/
Debt Elimination: Step 4 - Dave Ramsey’s Debt Snowball
Today we’re going to tackle the fourth step in the process of overcoming your debt. Before we get into those details, let’s take a look at the five steps. In order, they are: Cut Expenses Maximize Income Get Current on Everything Use the Dave Ramsey Debt Snowball to Arrange Your Debts Make a Call Every …
Permanent link to this article: http://www.debtortobetter.com/debt-elimination-step-4-dave-ramseys-debt-snowball/
Debt Elimination: Step 3a - Five Tips for Dealing with Collections
I know, I know…you’re wondering why there would be a “five-step” system that technically has six steps. Well, I don’t count this one because I hope you don’t have to deal with this one, even if you do have past due debt. Nonetheless, if you find yourself on step 3 with lots of collectors hounding …
Permanent link to this article: http://www.debtortobetter.com/debt-elimination-step-3a-five-tips-for-dealing-with-collections/
Welcome!
Hi! I'm Barry. I'm glad you stopped by and hope you'll enjoy your visit. My goal is to provide practical, real-world solutions to positively impact you where it often matters most – your pocketbook! My approach looks beyond the simple math of personal finance to place the focus on the behavior that drives your financial choices. Follow along and I'll help you get out of debt, save for short- and long-term goals and set good priorities with your money.