There has been a lot of hype around how to improve your credit score and there are millions of dollars spent every year by companies who want to sell you their services on this idea. Admittedly, I teach that I don’t care about your credit score and you shouldn’t either, but I also want you to know how to keep your nose clean with your report. So in five minutes, I explain my take on how to clean up your credit and make the most of what it can do for you.
Want more details? Buy my book! I go into great detail about how to review your report for accuracy, fix anything that’s wrong and make the most of what your credit report can do for you.
Hi! I'm Barry. I'm glad you stopped by and hope you'll enjoy your visit. My goal is to provide practical, real-world solutions to positively impact you where it often matters most – your pocketbook! My approach looks beyond the simple math of personal finance to place the focus on the behavior that drives your financial choices. Follow along and I'll help you get out of debt, save for short- and long-term goals and set good priorities with your money.
2 comments
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Jessica Johnson
November 26, 2012 at 11:21 am (UTC -4) Link to this comment
I was able to raise my credit score after I got a couple of secured credit cards who reported to the credit bureaus. Great article and thanks for the write-up!
Barry
November 26, 2012 at 11:36 am (UTC -4) Link to this comment
Credit Cards = Debt. Your approach does work, but I try to teach people to avoid credit cards.
Debt Settlements: A Cure for a Mess? - Stacy Makes Cents
January 16, 2016 at 4:02 am (UTC -4) Link to this comment
[…] or completely unpaid debt is much worse. A “paid in full” is better. Balance your desire to have a good credit rating vs. the need to get out from the bondage of […]