It’s been a while since I’ve written about college savings and the best ways to pay for college, so I thought I’d add another installment to the series. Today I’m going to tackle a topic for parents who want to save for their children’s college using the two most common methods, the ESA and the …
Category Archive: Money
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Common Sense Taxes: Maximize Your Tax Refund
Thus far in this series, I’ve shared my thoughts about whether or not you should pay off your mortgage early and whether you should go for a Roth or a Traditional retirement plan. Today I’m going to tackle the topic that most of you really care about around this time of year – how to …
Permanent link to this article: http://www.debtortobetter.com/common-sense-taxes-maximize-your-tax-refund/
Common Sense Taxes: Which is Better for Retirement – a Roth or Traditional Plan?
Before I get into this, let me give a small disclaimer. I am not certified as a retirement planning expert, so my answer comes from a common sense, real-world layman’s perspective. Now, let’s discuss retirement! One day in the future, most people want to celebrate a day when they don’t have to go to work …
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Common Sense Taxes: Should You Pay Off Your Mortgage Early?
Usually around tax time each year I get the question about whether or not it makes sense to pay extra on your mortgage to pay it off early. There are two sides to the argument: 1) pay it off as fast as you can so you’re out of debt, and 2) don’t miss out on …
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The Truth About Credit Cards – Part Two
You’re back for more, huh? Yesterday I covered five lies that people believe about credit card usage. I upset some of you, but that’s okay. It’s hard to quit believing something you’ve believed for years. I totally understand that. I just hope I’ve given you something to think about – something to ponder for future …
Permanent link to this article: http://www.debtortobetter.com/the-truth-about-credit-cards-part-two/





Hi! I'm Barry. I'm glad you stopped by and hope you'll enjoy your visit. My goal is to provide practical, real-world solutions to positively impact you where it often matters most – your pocketbook! My approach looks beyond the simple math of personal finance to place the focus on the behavior that drives your financial choices. Follow along and I'll help you get out of debt, save for short- and long-term goals and set good priorities with your money.