Category Archive: Money

Paying for College: ESA vs. 529

It’s been a while since I’ve written about college savings and the best ways to pay for college, so I thought I’d add another installment to the series. Today I’m going to tackle a topic for parents who want to save for their children’s college using the two most common methods, the ESA and the …

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Common Sense Taxes: Maximize Your Tax Refund

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Thus far in this series, I’ve shared my thoughts about whether or not you should pay off your mortgage early and whether you should go for a Roth or a Traditional retirement plan. Today I’m going to tackle the topic that most of you really care about around this time of year – how to …

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Permanent link to this article: http://www.debtortobetter.com/common-sense-taxes-maximize-your-tax-refund/

Common Sense Taxes: Which is Better for Retirement – a Roth or Traditional Plan?

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Before I get into this, let me give a small disclaimer. I am not certified as a retirement planning expert, so my answer comes from a common sense, real-world layman’s perspective. Now, let’s discuss retirement! One day in the future, most people want to celebrate a day when they don’t have to go to work …

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Common Sense Taxes: Should You Pay Off Your Mortgage Early?

common-sense-taxes-mortgage

Usually around tax time each year I get the question about whether or not it makes sense to pay extra on your mortgage to pay it off early. There are two sides to the argument: 1) pay it off as fast as you can so you’re out of debt, and 2) don’t miss out on …

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The Truth About Credit Cards – Part Two

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You’re back for more, huh? Yesterday I covered five lies that people believe about credit card usage. I upset some of you, but that’s okay. It’s hard to quit believing something you’ve believed for years. I totally understand that. I just hope I’ve given you something to think about – something to ponder for future …

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Permanent link to this article: http://www.debtortobetter.com/the-truth-about-credit-cards-part-two/

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