I’m going to make some of you mad. That’s okay, I’ve done it before. HA! I’ve long been a proponent of using cash instead of using credit cards. I’m not very fond of plastic – I really only use my debit card to buy gas and to pay for things online. I don’t even have …
Category Archive: Money
Permanent link to this article: http://www.debtortobetter.com/the-truth-about-credit-cards-part-one/
Letters From Your Future Self
As we begin a new year, I thought it might be fun to read a letter from your potential “future self.” If you could write yourself a letter and send it ten years back in time, what would you write? What critical information would you give yourself in 300 words or less? With that challenge …
Permanent link to this article: http://www.debtortobetter.com/letters-from-your-future-self/
Happy Day AFTER Christmas
Hey everyone! I know this month was probably pretty tough for most of your bank accounts. With all the lovely gifts you gave to friends, family, co-workers, charitable organizations, your mail man, church members, servers at the local restaurants, random strangers, the paper boy, your hair stylist, your pastor, the neighbors, that ugly punk kid …
Permanent link to this article: http://www.debtortobetter.com/happy-day-after-christmas/
Common Sense Taxes: How Long You Should Keep Records
Especially as we get near the end of the year and into tax season, the question always comes up of what records you should keep and which ones can go away. In our “paperless society” (ha!), this is especially important because pretty much no one wants to keep a bunch of old files if they …
Permanent link to this article: http://www.debtortobetter.com/how-long-you-should-keep-tax-records/
How to Budget If You Don’t Get a Steady Paycheck
Let me be honest – budgeting is a lot easier if you get a steady, consistent salary each month. You know what’s coming so you can plan with it more easily. For the rest of us, there is a bit of extra work to do. That isn’t an excuse to avoid budgeting! But without a …
Permanent link to this article: http://www.debtortobetter.com/how-to-budget-if-you-dont-get-a-steady-paycheck/


Hi! I'm Barry. I'm glad you stopped by and hope you'll enjoy your visit. My goal is to provide practical, real-world solutions to positively impact you where it often matters most – your pocketbook! My approach looks beyond the simple math of personal finance to place the focus on the behavior that drives your financial choices. Follow along and I'll help you get out of debt, save for short- and long-term goals and set good priorities with your money.